Why pay more for car insurance men?

When someone is trying to get a new insurance policy, there are several elements that are analyzed to compute the target rate. Although their calculations can sometimes seem to be generalization of the population, however, have not been correctly against, especially in Canada, this method of calculation. In general, women pay less on their auto insurance that the majority of men. To get better insurance rates unless the Government change insurance rates how to calculate, we have just the rules of the game. Below are some of the reasons why men tend to pay more for insurance than women in car.

1. Men are statistically more risky drivers. Generally speaking, men entering accidents more frequently women and insurance companies use this as the main reason for the burden of insurance premiums higher than female male drivers. A high cost of insurance does not necessarily mean men are controllers poor compared with women, but men are involved in situations that are more risky If you're stuck in traffic during peak hours, or only end up driving the wagon to leave.

To counteract this, men should lead as few miles as possible, especially during their travel to work. In fact, people should take special notice to the fact that the price of insurance often changes with the number of kilometres driving, especially when it comes to how much takes its trip to work.

2 Men buy young cars. Insurance companies have found that men are faster, more recent car buyers younger, inspire them to take more risks while driving. A more recent car will be considerably more expensive ensure that a more old model, even if only for a few years. Any changes or updates have, including the optimization of performance, the highest rate of insurance will cost.

To counter, if you have to choose between an older car and a more recent model, all else equal, should be chosen the car model. Modifications to the engine also should be avoided wherever possible, if the intention is to keep insurance rates low.

3. Sometimes men work in most dangerous environments. Insurance companies will give you a much higher insurance rate for rates of commercial insurance which will do so for personal insurance. Working in the field of construction is an example that will considerably affect rates.

Make sure you park your car in a relatively secure area and you can reduce your insurance for little cost. Do not park your vehicle in areas where high rates of crime known to exist.

4 Men have worse driving records. Of course insurance companies assume that if you have accidents before, you will get in crashes again. As someone with previous accidents, the more risky than someone with a clean registry is considered.

How to counteract this is quite clear, make sure that guard the driving record clean and leave your insurance company knows how clean is. If you want to keep your record clean, avoid traffic peak hours as much as possible. Good luck in their quest for safer cars at Canada.

It is not the best part of their day to shop for insurance. Get your Canada to Kanetix auto insurance quote in less than 5 minutes.